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Flood insurance is a property insurance that protects you against property damage resulting from floods. Normally, a regular homeowners insurance does not cover losses resulting from floods. Veterans United Insurance offers flood insurance for people who live in areas designated as flood zones and those who do not. Floods may be caused by hurricanes, snowmelt, clogged sewer drains, and tropical rains. It is important to know if your home or business is in areas prone to flooding to best protect yourself. Pricing may be varied depending on how close your home or business is to a water body, the age of your property and the number of floors.
Flood insurance covers the building itself or the personal property inside, or both. Coverage for the building includes:
Replacement Cost Value and Actual Cash Value are the most common compensation plans available. While the former is calculated as the cost of replacing the damaged property of single-family and primary residences that have been insured up to 80% of the property's replacement cost, the latter covers other buildings and personal property. In other words, the Actual Cash Value is the Replacement Cost Value minus physical depreciation at the time of loss.
At Veterans United Insurance, our insurance advisors are specialized in providing the most appropriate insurance policies, especially for service members and veterans. We are aware that there is not one insurance solution that works for everyone. Therefore, we strive to give you our expert advice and guidance in finding the best possible options to suit your needs.
Not affiliated with any government agency.
Veterans United Insurance is a trade name of Military United Insurance, LLC. Military United Insurance, LLC is licensed in all fifty states plus the District of Columbia. Veterans United Insurance is not available in the State of California.
*Member death benefits provided by AFBA are underwritten by 5Star Life Insurance Company (a Lincoln, Nebraska company) with an administrative office at 909 N. Washington Street, Alexandria, VA 22314. Other insurance products may be offered by Selective Insurance Group and/or its affiliates, with their principal place of business at 40 Wantage Avenue, Branchville, NJ 07890; Foremost Insurance Group and/or its affiliates, with their principal place of business at 5600 Beech Tree Lane, Caledonia, MI 49316; Nationwide Mutual Insurance Company and/or its affiliates, with their principal place of business at One Nationwide Plaza, Columbus, Ohio 43215; Progressive Casualty Insurance Company and/or its affiliates, with their principal place of business at 6300 Wilson Mills Road, Mayfield Village, Ohio, 44143; The Travelers Indemnity Company and/or its affiliates, with their principal place of business at One Tower Square, Hartford, Connecticut 06183; Safeco Insurance Company of America and/or its affiliates, with their principal place of business at 175 Berkeley Street, Boston, Massachusetts, 02116; and Universal Insurance Holdings, Inc. and/or its affiliates with their principal place of business at 1110 West Commercial Blvd., Fort Lauderdale, Florida 33309. Availability is subject to location and applicable underwriting standards.