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Umbrella Insurance

Umbrella insurance is designed to provide you with extra coverage above your primary insurance policies. This is an excess liability coverage that is not only economical but also very beneficial in protecting your assets and savings when your primary liability policies such as home and auto insurance have been exhausted. In other words, your umbrella insurance policy from Veterans United Insurance kicks in when you have exhausted the limits of the primary liability policies.

Commercial Umbrella Insurance

In some situations, your commercial umbrella insurance from Veterans United Insurance may be written as a standalone policy. The commercial umbrella insurance policy is usually written to provide your business with higher liability limits over primary policies such as General Liability, Business, Auto, and Employers Liability.

Personal Umbrella Insurance

A personal umbrella insurance policy with a higher limit can add a layer of protection on top of your personal liability coverages. Personal auto, home, and boat insurance are examples of personal liability policies that can benefit from a personal umbrella insurance policy. For instance, if you are involved in a serious car crash and it has been determined that you are at fault for causing bodily injury or damage to property, you are likely to face costly lawsuits that may surpass your ordinary liability insurance limits, and you might not be able to pay the difference out-of-pocket. That is when the personal umbrella insurance comes in handy. Additionally, the coverage can include non-physical injuries such as libel. Your personal umbrella insurance will also cover other incidences that fall in between the coverages provided by other types of underlying insurance policies.

At Veterans United Insurance, we have a knowledgeable team of umbrella insurance specialists who can answer all your questions and guide you in choosing the right umbrella insurance policy that suits your specific needs. Our umbrella insurance package can be tailored with other coverages or as a standalone policy that satisfies your budget. Visit our website today for more information.

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Our Trusted Partners *

103A Corporate Lake Dr
Columbia, MO 65203
NPN# 15514132
MO license #8041531

Not affiliated with any government agency.
Veterans United Insurance is a trade name of Paddio Insurance Agency, LLC. Paddio Insurance Agency, LLC is licensed in all fifty states plus the District of Columbia. Veterans United Insurance is not available in the State of California.

*Member death benefits provided by AFBA are underwritten by 5Star Life Insurance Company (a Lincoln, Nebraska company) with an administrative office at 909 N. Washington Street, Alexandria, VA 22314. Other insurance products may be offered by Selective Insurance Group and/or its affiliates, with their principal place of business at 40 Wantage Avenue, Branchville, NJ 07890; Foremost Insurance Group and/or its affiliates, with their principal place of business at 5600 Beech Tree Lane, Caledonia, MI 49316; Nationwide Mutual Insurance Company and/or its affiliates, with their principal place of business at One Nationwide Plaza, Columbus, Ohio 43215; Progressive Casualty Insurance Company and/or its affiliates, with their principal place of business at 6300 Wilson Mills Road, Mayfield Village, Ohio, 44143; The Travelers Indemnity Company and/or its affiliates, with their principal place of business at One Tower Square, Hartford, Connecticut 06183; Safeco Insurance Company of America and/or its affiliates, with their principal place of business at 175 Berkeley Street, Boston, Massachusetts, 02116; and Universal Insurance Holdings, Inc. and/or its affiliates with their principal place of business at 1110 West Commercial Blvd., Fort Lauderdale, Florida 33309. Availability is subject to location and applicable underwriting standards.

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